Welcome to Laker Cents Real-world tips, suggestions, and insights into everything money-related.

This Budgeting Trick Will Make Your Life Easier

Budgets: the estimates of income and expenses over a set period of time. Sounds simple, right? Unfortunately, the strategy of budgeting is one that eludes many of us. It sounds a little daunting to sit down, lay out all your income, and mentally face all your expenses. Some don’t know where to start. Today I want to share a secret with you: it starts with a simple spreadsheet. If you use any type of sheet ...
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What to Expect When Asking for a Vehicle Loan

There’s nothing quite like the feeling of getting behind the wheel of a vehicle and knowing it’s all “yours”…but before that can happen, most people need to secure the financing for it. Although institutions do their best to make the process of getting a vehicle loan easy and relaxing, it can be a nerve-wracking thing for some. The more you know what to expect, the more prepared you will be, and the quicker you’ll be ...
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Sneaky Ways to Save Money in College

This morning, the air felt a little different. The humidity was gone and the air had a touch of crispness to it. Albeit refreshing, it meant one thing: summer is on its way out, back-to-school is on its way in. College students all over have been opening up envelopes containing their tuition bills for next semester and considering their budget for year. With lots of expenses to think about, I asked REAL college students and ...
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Money & Traveling: Here’s What You Should Know

If you’ve ever traveled anywhere, you probably know that the more prepared you are, the better. Having things taken care of in advance make the whole travel experience enjoyable and fun. We’ve heard the travel nightmares: three day layovers, lost baggage, empty gas-tanks and car troubles, and hotels that aren’t as promised. While these things are sometimes out of your control, you CAN take some steps to ensure your finances are in order before your ...
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10 Tips To Help Make Your Wedding Budget Your Friend, Not Your Enemy

Summer is always a popular time for weddings and engagements. Many brides and grooms are nearing the end of their wedding planning journey or just getting started. As fun and exciting as the experience can be, it comes with a pretty high price tag. Here are 10 money-saving tips to keep in mind when planning your special day: Set Your Budget Early. The more aware you are of your finances, the more targeted you can ...
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Hello! I am so happy you’ve visited our brand-new blog, Laker Cents! Whether it’s managing money, planning for the future, navigating life events, or more – we know you have questions. That’s why Laker Cents was created. This is an outlet for us to share helpful content that you can actually apply to the real-world. We want to help simplify the complicated world of money and finance so you don’t have to. Happy reading! Kathryn ...
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