You’ve heard it, you learn it, or you live by it: financial advice.

This week, we asked the GLFFCU staff what the best financial advice they’ve ever received is. Not surprisingly, lots of great advice came from our dads. Here’s a few pieces of advice we gathered:

“Always make sure to pay yourself first…also, Christmas is not an emergency. It comes every year so prepare for it.” – Holly, Loan Manager

“My dad always told me its cheaper to fix it than to buy a new one. It’s the reason I still drive my car from high school, but I don’t have a car payment.” – Kathryn, Marketing

“I learned once that you can become an authorized user on someone’s credit card. I never knew this! You don’t even have to have a card, but as long as the cardholder is being wise with credit, their usage can affect your score positively.” –Kali, Loan Officer

“My dad has always told me, ‘If you can’t find use for it every day, it’s an unnecessary luxury.’ That has always made a big difference for me if I’m undecided on a purchase. Most of the time it tells me I don’t really need it!” Julia, Teller Supervisor 

“I was told once about annualcreditreport.com, where I could look at my true credit scores for free from all 3 bureaus once a year. I never knew this and I don’t think a lot of people do.” – Holli, Bookkeeping

“My dad told me a couple of things…when you first see something and really have the urge to buy it, take a moment and think about it. Do you really need it? It helps control impulse buying. Also, pay yourself first and build retirement savings.” – Wayne, President

“Make a budget and stick to it! You’d be surprised by how much you can save when you are more aware of where your money is going!” –Lillie, Reception

What’s the best financial advice you’ve ever received? Tell us here.